Redovisnings-, revisions- och bokföringstjänster
Redovisnings-, revisions- och bokföringsbyråer.
Vad MCC 8931 täcker
MCC-koden (Merchant Category Code) 8931 är ISO 18245-identifieraren som används av kortnätverken för redovisnings-, revisions- och bokföringstjänster. Banker och tillsynsmyndigheter använder denna kod för att fastställa utbytesavgifter, systemavgifter, bedrägeriregler och rapporteringskategorier för varje transaktion ditt företag behandlar.
Redovisnings-, revisions- och bokföringsbyråer. Att välja rätt MCC är avgörande: en felaktig kod kan leda till högre utbytesavgifter, tilläggsavgifter eller, i reglerade kategorier, nekade transaktioner och spärrade konton.
MCC 8931 covers accounting, auditing, and bookkeeping services. These are typically B2B professional services, ranging from sole practitioners to large firms.
Ticket sizes vary from small monthly bookkeeping fees to substantial annual audit contracts. Payment frequency can be recurring (monthly/quarterly) for ongoing services or project-based for one-off engagements like tax returns.
Chargebacks are rare but can occur due to 'services not as described' (e. g.
, perceived errors in reports, missed deadlines) or 'cancelled services'. Due to the trusted nature of these services and professional relationships, fraud is generally low.
Schemes typically classify this as a standard low-risk MCC without specific programmes.
Cardflo's recurring billing solutions are highly beneficial for accountancy practices offering subscription-based services, ensuring high approval rates for repeat transactions and reducing administrative overhead.
Acquirer & underwriting stance
Low-risk standard board. These merchants benefit from strong client relationships and are generally solvent, leading to predictable revenue and minimal chargeback exposure.
Standard terms with no specific reserves are common.
Hur Cardflo hanterar MCC 8931
- Avtalsvillkor med förvärvare som aktivt registrerar MCC 8931-företag i din region.
- Infrastruktur för prenumeration och medlemsfakturering byggd för återkommande intäkter.
- Tokenisering av medlemsdata som överlever kortutgivningar och uppdateringar.
- Påminnelse- och omförsökslogik anpassad till förnyelsemönster för professionella tjänster.
- Rapportering anpassad till hur föreningar och yrkesorganisationer avslutar sina böcker.
Payment methods typically enabled
Vanliga frågor
How do recurring billing solutions benefit accounting firms?
Recurring billing automates the collection of fees for ongoing services (e. g.
, monthly bookkeeping, quarterly payroll). This reduces administrative work, improves cash flow predictability, and minimises late payments.
Cardflo's subscription management tools can handle various billing frequencies and automatically update expired card details, enhancing customer retention.
What PCI DSS compliance requirements apply to small accounting firms accepting card payments?
All merchants accepting card payments, regardless of size, must comply with PCI DSS. For small accounting firms, typically Payment Gateway Integrated (PGI) solutions (SAQ A-EP or SAQ A) are applicable, provided they do not store sensitive card data themselves.
Using a PCI-compliant payment gateway like Cardflo's offloads much of this burden.
Can accounting firms use surcharging for card payments?
The ability to surcharge card payments depends on local regulations and scheme rules. In the UK and EU, surcharging for consumer cards is generally prohibited.
For commercial cards, it may be permissible under specific conditions, but firms must clearly disclose any fees to clients. It's advisable to consult with Cardflo's compliance team and legal counsel.
Andra MCC:er i Professional Services & Membership
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