Statliga tjänster (Ej N.E.C.)

Andra statliga tjänster som inte klassificerats någon annanstans.

Ansök om MCC 9399 Tillbaka till hela listan

Vad MCC 9399 täcker

MCC-koden (Merchant Category Code) 9399 är ISO 18245-identifieraren som används av kortnätverken för statliga tjänster (ej n.e.c.). Banker och tillsynsmyndigheter använder denna kod för att fastställa utbytesavgifter, systemavgifter, bedrägeriregler och rapporteringskategorier för varje transaktion ditt företag behandlar.

Andra statliga tjänster som inte klassificerats någon annanstans. Att välja rätt MCC är avgörande: en felaktig kod kan leda till högre utbytesavgifter, tilläggsavgifter eller, i reglerade kategorier, nekade transaktioner och spärrade konton.

Merchants in MCC 9399 cover a wide array of government services not categorized elsewhere. This can include services like vehicle registration, driving licence fees, permits, court fees, or public utility payments (depending on specific local categorisation).

These are typically non-profit, public sector entities.

Ticket sizes are highly variable, from small administrative fees to substantial permit costs. Payment frequency often aligns with regulatory deadlines or specific service requests, making payments generally infrequent for an individual.

Chargebacks are relatively low due to the official nature of the transactions, mostly arising from administrative errors or customer disputes about service delivery. Schemes classify this MCC as low to medium-risk.

Cardflo's secure and compliant payment processing infrastructure is crucial for these organisations, ensuring data integrity and trust in public services.

Acquirer & underwriting stance

Low-risk standard board for most services under this MCC. Some specific government services might elevate risk profile if associated with complex regulations or high potential for customer disputes.

Generally, no reserves are required.

Hur Cardflo hanterar MCC 9399

Avtalsvillkor med förvärvare som aktivt registrerar MCC 9399-företag i din region.
Hantering av tilläggsavgifter och bekvämlighetsavgifter som uppfyller regler för den offentliga sektorn.
ACH/eCheck tillsammans med kortacceptans för skattebetalare och medborgarbetalningar.
Rapportering och avstämning lämplig för den offentliga sektorns revisionskrav.
Alternativ för avräkningstid som passar finans- och offentliga finanscykler.

Payment methods typically enabled

Apple Pay

Google Pay

Debit Card

Credit Card

Open Banking

Vanliga frågor

What are the key security considerations for government entities processing payments under MCC 9399?

Security is paramount for government services. Compliance with PCI DSS is critical to protect sensitive citizen data.

Strong authentication methods, such as 3D Secure, should be implemented. Data encryption during transmission and storage, along with robust access controls, are also essential to prevent breaches and maintain public trust.

Cardflo's secure gateway helps ensure all these standards are met.

Are there any volume or value limits typically associated with government service payments?

While not strictly enforced by schemes for MCC 9399, individual government agencies or local regulations may impose limits on transaction value for certain services, particularly for online payments.

For instance, some may cap credit card payments for property taxes at a certain threshold, encouraging bank transfers for larger sums. Acquirers usually work with government bodies to tailor solutions that respect these limits.

How can Cardflo assist government entities with diverse payment needs captured by MCC 9399?

Cardflo provides a versatile payment gateway capable of handling a wide range of transaction values and types, suitable for the diverse services under MCC 9399. Our platform supports various payment methods, including Open Banking, which is increasingly preferred for its immediacy and lower cost.

Our robust KYB and compliance frameworks also ensure that all transactions adhere to regulatory standards.