Delayed capture

實時發卡機構檢查，確認卡片有效且資金可用；結果為批准代碼、拒絕或轉介回應。

The step where an authorised transaction is submitted for settlement, converting a hold into a cleared debit against the cardholder's account.

成功授權後，在持卡人帳戶中預留資金；如果在方案決策時間窗口內未請款，則會過期。