Regulation
Safeguarding
UK/EU rule requiring EMIs and PIs to segregate customer funds in dedicated safeguarding accounts or insured against insolvency; strengthened under 2026 UK rules.
相關詞彙
PSD2
The EU's Payment Services Directive 2, which mandates SCA, opens banking APIs, and reshapes payment liability.
PSD3 / PSR
PSD2（支付服務規例和PSD3）的繼承者，收緊了SCA、欺詐責任、IBAN姓名核對和開放金融存取；目前正在歐盟立法程序中。
Settlement currency
The currency in which an acquirer pays a merchant, potentially different from the transaction currency and requiring FX conversion.