Settlement
Settlement report
Acquirer-provided file (typically daily) listing captures, refunds, fees, and net funding; the ground truth for merchant reconciliation and revenue recognition.
相關詞彙
Reconciliation
Matching gateway, acquirer, and bank records to isolate discrepancies (missing captures, unclear fees, timing gaps); a core finance workflow for scale merchants.
Settlement
The transfer of funds from the acquirer to the merchant's bank account, net of fees and reserves.
資金週期
收單機構向商戶支付款項（扣除費用、儲備金和退款）到其指定銀行帳戶的時間表（每日、每週、每月）。