Backup MID routing
Backup MID routing ensures transaction continuity. If a primary Merchant ID (MID) or acquirer fails, Cardflo automatically reroutes payments to an available backup. This mechanism prevents service interruptions and maintains a high transaction success rate for high-risk and enterprise merchants, safeguarding revenue streams.
What you get.
- Automatic failover to pre-configured backup MIDs
- Configurable thresholds for primary MID failure detection
- Support for multiple backup MIDs per primary connection
- Real-time monitoring of acquirer and MID performance
- Seamless integration with existing payment flows
- Reduced operational overhead for payment retries
Common questions.
How quickly does backup MID routing activate?
Cardflo's system detects primary MID or acquirer issues in real-time. Rerouting to a backup MID is typically instantaneous, minimising any disruption to the transaction process and ensuring a smooth customer experience without delays.
Can I set specific rules for backup MIDs?
Yes, you can define precise rules for how and when backup MIDs are used. This includes setting priority levels, specific transaction types, or geographic conditions, providing granular control over your payment routing strategy and resilience.
What data is available for backup MID performance?
Cardflo provides detailed reporting on backup MID utilization and success rates. This data helps you analyse the effectiveness of your failover strategy, identify potential points of failure, and optimise your overall payment infrastructure for future resilience.
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