Acquiring
Acquirer markup
The acquirer's own fee added on top of interchange and scheme fees, usually quoted in basis points plus a per-transaction cash amount.
Related terms
Interchange++
Fully unbundled pricing exposing three components: interchange (paid to issuer), scheme fees (paid to Visa/Mastercard), and acquirer markup.
Merchant Discount Rate
The total blended percentage a merchant pays their acquirer per transaction, comprising interchange, scheme fees, and acquirer margin.
Interchange
The fee paid by the acquirer to the issuer on every card transaction, set by the schemes.
Related guides.
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