Settlement

Gross settlement

Payout model where the acquirer funds the full transaction amount and invoices fees separately; preferred by larger merchants for reconciliation clarity.

Related terms

Net settlement

Payout model where the acquirer deducts fees, refunds, and chargebacks from gross transactions before funding; the merchant receives one net figure.

Settlement

The transfer of funds from the acquirer to the merchant's bank account, net of fees and reserves.

Related guides.

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