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MCC 5698

Wig & Toupee Stores

Retail of wigs, hairpieces and extensions.

What MCC 5698 covers

Merchant Category Code 5698 is the ISO 18245 identifier used by the card networks for wig & toupee stores. Acquirers, issuers and regulators use this code to set interchange, scheme fees, fraud rules and reporting categories for every transaction your business processes.

Retail of wigs, hairpieces and extensions. Choosing the right MCC is critical: an incorrect code can lead to higher interchange, surcharges, or, in regulated categories, declined transactions and account holds.

How Cardflo handles MCC 5698

  • Underwriting with acquirers that actively board MCC 5698 businesses in your region.
  • Interchange-optimised pricing benchmarked monthly against your effective rate.
  • Multi-acquirer redundancy so a single decline policy never takes you offline.
  • Smart routing that scores each transaction by BIN, geography and live approval rate.
  • Dedicated onboarding and account management, not a ticket queue.

Common questions

What is MCC 5698?

MCC 5698 identifies wig & toupee stores. Retail of wigs, hairpieces and extensions.

Does Cardflo accept MCC 5698 merchants?

Yes, MCC 5698 sits within our supported categories. We can usually return indicative pricing within one business day.

How long does onboarding take?

Most low-to-medium-risk MCCs are boarded inside a week. Regulated and higher-risk MCCs typically take 2–4 weeks depending on documentation.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.