Cards
Account updater
A scheme service that automatically updates stored card numbers and expiry dates when an issuer reissues a card.
Visa Account Updater (VAU) and Mastercard Automatic Billing Updater (ABU) push new PANs and expiries to enrolled merchants so stored credentials keep working through reissuance. Network tokens largely replace this for new vaults.
Related terms
A scheme-issued token that replaces the PAN end-to-end and is automatically updated when the underlying card is reissued.
A PCI-DSS-compliant store of tokenised card credentials that lets a merchant charge a card again without holding the PAN.
The process of retrying failed subscription payments and notifying customers to update their card before churning them.
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