Payments in European Union
Cardflo operates in the EU under EEA-licensed acquirer partners with local IBANs, SEPA settlement, and full PSD2/SCA coverage.
Currencies
EUR · GBP · USD · PLN · SEK · NOK · DKK · CHF
Local payment methods
SEPA Direct Debit, iDEAL, Bancontact, Sofort, Giropay, BLIK, Klarna, P24
Acquiring
EEA-domiciled acquirers reduce cross-border interchange and lift approval rates on EU-issued cards. Cardflo routes EU traffic to local MIDs by issuer country.
Regulation
PSD2, SCA, and the EU Digital Services Act apply. PSD3 is in flight and will tighten fraud liability further. Cardflo monitors regulatory change and ships SCA-exemption logic accordingly.
Popular verticals in European Union
FAQ
Do you offer local acquiring in every EU country?
Local acquiring is available across all major EU markets. For smaller markets, traffic routes to the nearest EEA acquirer with regional coverage.
Ready for velocity?
Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.