Routing
Cascading
Also: cascade
Retrying a declined transaction on a second acquirer or scheme to recover authorisation, subject to scheme rules on retry frequency and reason codes.
Related terms
Retry logic
Rules that re-attempt a declined transaction across time windows, acquirers, or authentication levels to recover revenue.
Smart routing
Algorithmic selection of an acquirer or MID per transaction to maximise approval rate, minimise cost, or both.
Payment orchestration
A platform layer that lets a merchant connect to multiple acquirers, APMs, and risk tools through one integration and route transactions intelligently.
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