Cards
NFC
Also: NFC
Short-range radio protocol carrying contactless card, wallet, and phone tap payments between the mobile device or card and the terminal.
Related terms
Contactless payment
NFC-based tap-to-pay flow with EMV cryptogram protection; scheme limits (GBP 100 in UK, EUR 50 in EEA) trigger periodic SCA under PSD2.
Apple Pay
Apple's wallet using DPAN network tokens and device biometrics; qualifies as SCA in the EEA and carries scheme-defined liability shift equivalents.
Google Pay
Google's wallet using scheme network tokens on Android; provides device or challenge biometrics counted as SCA under PSD2.
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