Acquiring

Regulated interchange

Also: IFR, regulated rates

Capped rates set by the EU Interchange Fee Regulation (0.2% consumer debit, 0.3% consumer credit) and UK equivalents; commercial cards and inter-regional traffic are exempt.

Related terms

Interchange

The fee paid by the acquirer to the issuer on every card transaction, set by the schemes.

Interchange++

Fully unbundled pricing exposing three components: interchange (paid to issuer), scheme fees (paid to Visa/Mastercard), and acquirer markup.

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