Trailer Parks & Camp Grounds.
RV parks, trailer parks and campgrounds.
- MCC
- 7033
- Category
- Business Services
- Cardflo support
- Yes
What MCC 7033 covers
Merchant Category Code 7033 is the ISO 18245 identifier used by the card networks for trailer parks & camp grounds. Acquirers, issuers and regulators use this code to set interchange, scheme fees, fraud rules and reporting categories for every transaction your business processes.
RV parks, trailer parks and campgrounds. Choosing the right MCC is critical: an incorrect code can lead to higher interchange, surcharges, or, in regulated categories, declined transactions and account holds.
MCC 7033 includes trailer parks and campgrounds, offering various forms of short-term or seasonal pitches for caravans, motorhomes, and tents. Transaction sizes are typically low to medium, corresponding to daily, weekly, or seasonal pitch fees.
Frequency can vary from occasional short stays to regular seasonal bookings.
Chargebacks are generally low but can occur for 'services not rendered' (e. g. , booked pitch unavailable, facilities not as described), or 'credit not processed' for booking cancellations. As these are often leisure-based bookings, customer satisfaction can be a factor in disputes.
Fraud risk is generally low given the nature of services.
There are no specific card scheme programmes for this MCC. Transparent terms and conditions for bookings, specifically regarding cancellations and refunds, are key to preventing disputes.
Cardflo's robust payment gateway and recurring billing capabilities (for seasonal or long-term pitch fees) can help these merchants manage payments efficiently and minimise chargebacks.
Operators of trailer parks and campgrounds should configure payment acceptance for both pre-bookings and on-site payments, offering a mix of online card, mobile payment, and potentially unattended terminal options for automated check-ins. Keep transaction costs low by using standard card processing for typical pitch fees.
Robust cancellation policies with clear deadlines for refunds are essential, as are detailed descriptions of pitches and facilities to prevent 'services not as described' disputes.
Given the low ticket values and low risk, high reserve requirements are unlikely, but strong 3DS2 usage is always recommended for CNP transactions to minimise chargeback liability.
Acquirer and acquirer assessment stance.
Low-risk standard board. Transactions are generally straightforward, and chargeback rates are typically low.
No specific reserve requirements are generally imposed.
Dispute and chargeback profile.
The primary chargeback reason codes are 13.3 / 4855 (merchandise/services not received) and 13.1 / 4853 (services not as described). These issues typically stem from a booked pitch being unavailable, the facilities not meeting expectations, or a refund not being processed after a cancellation.
Evidence to refute these includes booking confirmations, proof of reservation availability, detailed descriptions and photos of the pitch/site, records of customer communication, and ARN for any refunds issued. Photographs of the site upon guest departure can also help dispute damage claims.
See also: chargeback management · payment response codes · Compelling Evidence 3.0.
Book a scoping call to see how Cardflo would set you up.
How Cardflo handles MCC 7033
- Placement with acquirers that actively board MCC 7033 businesses in your region.
- B2B card-not-present processing with Level 2 and Level 3 data support.
- Virtual-card, AP-automation and procurement-card acceptance.
- Invoice-linked payment flows and pay by link options for receivables teams.
- Settlement and reconciliation that maps cleanly to ERP and accounting systems.
- Dedicated onboarding manager experienced with B2B and corporate merchants.
Payment methods typically enabled.
Onboarding checklist.
What acquirers typically ask to see when boarding MCC 7033. Cardflo collects this once and reuses it across every acquirer we route you through.
- Business registration and beneficial-owner documentation (KYB, UBO).
- Six months of processing statements or bank statements demonstrating B2B volume.
- Standard master services agreement or engagement letter template.
- Level 2 / Level 3 data capability evidence for commercial-card processing.
- Refund, cancellation and dispute-handling policy for recurring or retainer billing.
- Six months of processing statements or bank statements demonstrating trading pattern.
See also: Know Your Customer (KYC) · high-risk merchant · smart routing.
Talk to an acquiring specialist about your MID setup.
Common questions
What information should campgrounds collect during booking to prevent 'services not rendered' chargebacks?
To prevent 'services not rendered' chargebacks, campgrounds should collect and store detailed booking confirmations, including the specific pitch booked, dates of stay, and the guest's acknowledgment of any terms and conditions (e. g. , quiet hours, cancellation policy).
Evidence of check-in and check-out, such as a signed register or key collection logs, is also valuable. If the customer is a no-show, evidence that the pitch was reserved and held for them, along with communication attempts, fortifies a representment case.
How can trailer parks effectively manage recurring payments for seasonal pitch rentals?
For seasonal pitch rentals, setting up recurring payments or subscription billing is highly efficient. Merchants should ensure they have explicit consent from the cardholder to store card details and initiate recurring charges.
Clear pre-notifications before each charge, detailing the amount and date, can significantly reduce 'transaction not recognised' chargebacks. Cardflo offers robust recurring billing functionality, allowing merchants to manage subscriptions, update card details and provide payment reminders, ensuring smooth collection of seasonal fees.
Is EMV 3D Secure necessary for low-value online bookings for campgrounds?
While fraud risk for low-value campground bookings might be lower than for high-value items, implementing EMV 3D Secure (3DS2) is still beneficial. It provides liability shift for fraudulent transactions, even small ones, protecting the merchant.
For very low-value or trusted customers, 3DS2's 'frictionless flow' can verify the cardholder without requiring a challenge, maintaining a smooth customer experience. Cardflo's gateway ensures smart 3DS deployment, balancing security with user convenience.
How can campground operators efficiently manage cancellations and no-shows to reduce 'credit not processed' disputes?
Campground operators should implement an effective online booking system that clearly communicates the cancellation policy at the time of reservation, including any deadlines for full or partial refunds. Ensure this policy is reiterated in booking confirmation emails.
For no-shows, clearly outline any charges incurred. Automate refund processing where possible, ensuring an ARN is obtained for all processed refunds.
Maintain detailed logs of all cancellation requests and subsequent actions taken. Providing an easy self-service option for cancellations via a customer portal can also minimise processing errors and disputes.
What payment methods are best for small, frequent transactions, such as daily pitch fees or utility add-ons, in a campground setting?
For small, frequent transactions like daily pitch fees or utility add-ons, campgrounds should prioritise payment methods that offer speed, convenience, and low per-transaction costs. Contactless card payments (tap-to-pay) and mobile wallets (Apple Pay, Google Pay) via point-of-sale terminals are ideal for on-site payments.
For online bookings, standard card processing with streamlined checkout flows is preferred. Consider 'card-on-file' solutions for returning customers, ensuring PCI DSS compliance, for a smoother experience.
The objective is to minimise friction and cost for both the customer and the operator, allowing for efficient processing of numerous small-value transactions.
Other MCCs in Business Services
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