Cardflo
Migration

PayPal alternative

Merchants seeking an alternative to PayPal can leverage Cardflo's robust payment orchestration. We provide direct acquiring, advanced routing, and decline recovery, ensuring higher transaction success rates and greater control over your payment processing. Our platform supports global expansion and diverse payment methods, moving beyond PayPal's limitations.

What you get.

  • Access direct Tier 1 and specialist acquiring relationships globally
  • Implement smart routing logic across multiple MIDs and acquirers
  • Utilise advanced decline recovery tools to recapture lost revenue
  • Integrate alternative payment methods (APMs) beyond PayPal's scope
  • Optimise 3D Secure for frictionless customer journeys and fraud prevention
  • Streamline subscription rebilling processes with intelligent retries

Common questions.

Why should I consider an alternative to PayPal for my business?

PayPal often imposes transaction limits, holds funds, or restricts certain business types. Cardflo offers direct acquiring relationships, more control over your funds, and a platform designed for high-risk and enterprise operations, providing stability and growth opportunities.

How does Cardflo improve transaction success rates compared to PayPal?

Cardflo employs smart routing across multiple acquirers and MIDs, ensuring transactions are directed to the most optimal path. Coupled with advanced decline recovery, this significantly increases approval rates and reduces lost sales, outperforming standard PayPal processing.

Can Cardflo support international payments and different currencies?

Yes, Cardflo supports global acquiring and a wide range of currencies. Our platform is built for international commerce, enabling you to process payments efficiently across various regions and expand your market reach without the geographical limitations sometimes associated with PayPal.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.