Acquiring

Void

Cancelling an authorisation before capture, releasing the hold with no clearing message; only possible within the auth window.

Related terms

Real-time issuer check confirming a card is valid and funds are available; results in an approval code, decline, or referral response.

The step where an authorised transaction is submitted for settlement, converting a hold into a cleared debit against the cardholder's account.

A post-settlement reversal returning funds to the cardholder; scheme rules require refunds to route to the original card where possible.

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