Smart 3DS routing
Cardflo's Smart 3DS routing dynamically directs transactions through the most effective 3D Secure channels. This ensures optimal authentication success and maximises approval rates. Our system intelligently assesses each transaction to apply the most appropriate 3DS flow, reducing friction and combating fraud effectively.
What you get.
- Algorithm-driven 3DS routing to maximise authentication success.
- Dynamic selection of 3DS providers based on performance metrics.
- Real-time adaptation to issuer requirements for 3DS challenges.
- Reduced false declines through intelligent 3DS pathing.
- Enhanced fraud protection without increasing customer friction.
- Seamless integration with existing payment processing workflows.
Common questions.
How does Smart 3DS routing work?
Smart 3DS routing evaluates each transaction in real-time, considering factors like issuer, card type, and transaction risk. It then routes the transaction to the 3D Secure provider and authentication path most likely to succeed, optimising for both security and approval.
What are the benefits of Smart 3DS routing?
The primary benefits include higher authentication success rates, improved transaction approval rates, and reduced customer friction during checkout. It also strengthens fraud protection by ensuring efficient 3D Secure application.
Does Smart 3DS routing support 3DS2?
Yes, Cardflo's Smart 3DS routing is fully compatible with 3D Secure 2.0 (3DS2) and its various iterations. We leverage 3DS2's data-rich environment to make more informed routing decisions and support frictionless flows.
Related features.
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