SCA optimisation
Cardflo's SCA optimisation helps merchants navigate Strong Customer Authentication requirements efficiently. We ensure compliance with PSD2 and other regulations while minimising impact on conversion rates. Our platform intelligently manages authentication flows, promoting frictionless experiences where possible and securing transactions effectively.
What you get.
- Intelligent management of SCA exemptions and challenges.
- Compliance with PSD2 and other regional SCA regulations.
- Optimisation of SCA flows for reduced customer friction.
- Dynamic application of SCA based on transaction risk and value.
- Improved approval rates through strategic SCA implementation.
- Detailed analytics on SCA performance and exemption rates.
Common questions.
What is SCA optimisation?
SCA optimisation involves strategically applying Strong Customer Authentication to comply with regulations like PSD2, while simultaneously aiming to minimise customer friction. It uses exemptions and dynamic challenges to balance security with conversion.
How does SCA optimisation benefit merchants?
Merchants benefit from increased compliance with regulatory requirements, reduced fraud rates, and improved conversion rates by avoiding unnecessary authentication steps. It helps maintain a smooth customer journey while securing payments.
Is SCA optimisation only for European transactions?
While Strong Customer Authentication is primarily driven by PSD2 in Europe, its principles are being adopted globally. Cardflo's SCA optimisation helps merchants comply with these evolving requirements, regardless of their operational region.
Related features.
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