Cardflo
Regions

Payments for EU merchants.

Cardflo provides payment orchestration tailored for EU merchants. Navigate the complexities of European acquiring, regulations, and payment preferences with a robust platform designed for your market. Optimise transactions and enhance financial performance across the EU.

What's included.

  • Direct acquiring relationships with Tier 1 and specialist EU acquirers
  • Smart routing across multiple European MIDs to optimise approval rates
  • Compliance assistance for PSD2 SCA and other EU regulations
  • Support for SEPA Direct Debit, Sofort, Giropay, and other regional APMs
  • Decline recovery strategies specific to the European payment landscape
  • Optimised 3D Secure 2.0 implementation for EU transactions

Common questions.

How does Cardflo help with PSD2 SCA compliance for EU merchants?

Cardflo's platform is built with PSD2 SCA in mind, allowing for optimised 3D Secure 2.0 flows and intelligent exemptions. This helps merchants meet regulatory requirements while minimising friction for customers and maintaining high approval rates.

Can Cardflo integrate with my existing EU banking partners?

Cardflo offers direct integrations with a wide range of Tier 1 and specialist acquirers across the EU. We can connect to your preferred banking partners or recommend suitable options to enhance your payment infrastructure and reach.

What alternative payment methods are supported for EU customers?

Cardflo supports key EU alternative payment methods including SEPA Direct Debit, Sofort, Giropay, iDEAL, and Bancontact. This enables merchants to cater to diverse customer preferences across the European market, increasing conversion.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.