Payments in United States
Cardflo operates in the US through Tier 1 sponsor banks and acquirer partners with full coverage on Visa, Mastercard, Amex, and Discover.
Currencies
USD
Local payment methods
Apple Pay, Google Pay, PayPal, Venmo, ACH, Affirm, Afterpay
Acquiring
US sponsor banks and processors support interchange-plus pricing from the first dollar. Network tokens (VTS, MDES, Amex Token) are enabled by default to lift stored-credential approval rates.
Regulation
US ecommerce does not have a federal SCA mandate, but issuer-side risk models still benefit from 3DS on high-risk transactions. PCI DSS, state privacy laws (CCPA/CPRA) and Reg E for ACH apply.
Popular verticals in United States
FAQ
Can you board US CBD and hemp merchants?
Yes. Cardflo works with sponsor banks that board compliant CBD and hemp businesses on Tier 1 acquiring.
Ready for velocity?
Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.