Cardflo
High-risk

Payments for Businesses needing multiple acquirers.

Cardflo provides the infrastructure for businesses requiring multiple acquirers, enabling resilient and optimised payment processing. Our platform facilitates direct connections to various acquiring banks, enhancing flexibility, reducing risk, and improving transaction success rates. We centralize management of your acquiring relationships.

What's included.

  • Connect directly to multiple Tier 1 and specialist acquirers.
  • Implement intelligent routing across diverse acquirer portfolios.
  • Reduce reliance on a single processing partner.
  • Negotiate better rates and terms with increased acquiring options.
  • Maintain processing continuity during acquirer outages or issues.
  • Diversify risk and manage chargeback thresholds across multiple MIDs.

Common questions.

Why would a business need multiple acquirers?

Multiple acquirers provide redundancy and resilience, reducing the risk of processing downtime or account termination. They also allow for optimised routing, potentially higher approval rates, and better negotiation power for processing fees and terms.

How does Cardflo manage multiple acquiring relationships?

Cardflo's platform acts as a central hub, allowing businesses to connect to and manage all their acquirers through a single interface. We provide smart routing, unified reporting, and streamlined integration, simplifying complex multi-acquirer setups.

Can multiple acquirers improve approval rates?

Yes, by routing transactions to the acquirer most likely to approve a specific transaction, or by retrying declines with a different acquirer, businesses can significantly improve their overall approval rates. Different acquirers have varying risk appetites.

Get started

Ready for velocity?

Tell us about your business. We'll match you with the right acquiring partners and the right route, typically inside a week.